Lowest Mortgage Rates

The name Verico Mortgage Options Ltd. is synonymous with Lowest Mortgage Rates in Canada! We shop our Lender Network everyday to get you the best mortgages rates in the market. Why pay retail interest rates when you can pay wholesale, we give you that access!

Although sub prime, commercial and private mortgages are a substantial part of our business, we specialize in Prime residential mortgages. At Verico Mortgage Options Ltd, we negotiate the Lowest Mortgage Rates for our clients who may not qualify for AAA rates through their bank as these rates are generally saved for their high value clients who hold significant assets with the bank. We understand the banks business philosophy that it can take 10 average clients to be as profitable as one high value client however we also believe that just because the bank doesn't see a client as high value it doesn't mean they should pay higher interest or not receive the same kind of service. At Verico Mortgage Options Ltd. we just do mortgages, and we just do them right!

Tips to securing the Lowest Mortgage Rates

Always work with a fully licensed mortgage professional, preferably from Verico Mortgage Options Ltd.
Maintain clean credit (always make your minimum payments on time)
Avoid a lot of inquiries on your credit bureau, this will bring your score down
Avoid being near the limit on your credit cards and credit lines (balance them out if you have to, keep the balances under 50%)
Even if you don't use credit, try to have at least two or three credit lines open
Avoid taking credit out with finance companies that charge high interest, not only are they expensive to use but these credit lines are not good for your credit score
Settle any disputes on your credit bureau (preferably before they show up on your credit bureau), these take a long time to fix
It's a good idea to check your credit once a year to make sure that everything is accurate, mistakes and identity theft do happen and many times you will not know about it till it is too late

When you work with Verico Mortgage Options Ltd., the Lowest Mortgage Rates in Canada is just the beginning!